/* Fixed TOC Styles */
.fcCard--sticky {
  position: sticky;
  margin: -1.5%;
  top: 20px;
  z-index: 100;
  transition: all 0.3s ease;
  background: #fff;
  border: 1px solid #eef;
  /* box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08); */
}

.fcCard--sticky.is-fixed {
  position: fixed;
  top: 15;
  left: 294px;
  right: 0;
  border-radius: 0;
  border-left: none;
  border-right: none;
  box-shadow: 0 2px 15px rgba(0, 0, 0, 0.1);
  animation: slideDown 0.3s ease;
}

.fcCard--sticky.is-fixed .container {
  max-width: 100%;
  padding: 0 20px;
}

.fcCard--sticky.is-fixed .fcPointers {
  display: none; /* Hide pointers when fixed to save space */
}

@keyframes slideDown {
  from {
    opacity: 0;
    transform: translateY(-20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* TOC Navigation Styles */
.fcTOC--primary {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  padding: 8px 0;
}

.fcTOC--primary .nav-link {
  padding: 10px 16px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
  color: #475569;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  transition: all 0.3s ease;
  white-space: nowrap;
  position: relative;
}

.fcTOC--primary .nav-link:hover {
  background: #f1f5f9;
  border-color: #cbd5e1;
  transform: translateY(-1px);
}

.fcTOC--primary .nav-link.active {
  background: #0102a2;
  color: #fff;
  border-color: #0102a2;
  font-weight: 600;
  box-shadow: 0 2px 8px rgba(1, 2, 162, 0.3);
}

.fcTOC--primary .nav-link.active::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 50%;
  transform: translateX(-50%);
  width: 20px;
  height: 2px;
  background: #0102a2;
  border-radius: 1px;
}

/* Mobile Responsive */
@media (max-width: 768px) {
  .fcTOC--primary {
    overflow-x: auto;
    flex-wrap: nowrap;
    padding-bottom: 12px;
    scrollbar-width: none;
    -ms-overflow-style: none;
  }
  
  .fcTOC--primary::-webkit-scrollbar {
    display: none;
  }
  
  .fcTOC--primary .nav-link {
    padding: 8px 14px;
    font-size: 13px;
    flex-shrink: 0;
  }
  
  .fcCard--sticky.is-fixed {
    top: 0;
  }
  
  .fcCard--sticky.is-fixed .container {
    padding: 0 16px;
  }
}

/* Section spacing with fixed TOC */
.fcSect {
  scroll-margin-top: 100px;
}




/* Scope everything to #faq */
  #faq{
    --fc-blue:#0102a2; 
    --fc-green:#82a522; 
    --ink:#0b1020; 
    --muted:#637289;
    --card:#ffffff; 
    --soft:#f6f8ff; 
    --stroke:#e6ecff;
  }

  /* Container */
  /* #faq.fcCard{
    border:1px solid var(--stroke);
    border-radius:18px;
    box-shadow: 0 10px 24px rgba(1,2,162,.06);
    padding: 14px;
    overflow:hidden;
  } */

  #faq .fcH{
    font-size: clamp(18px,2.6vw,22px);
    color: var(--fc-blue);
    margin: 4px 0 10px;
  }

  /* Note */
  #faq .note{
    margin-top:6px;
    font-size:12px; 
    color:var(--muted);
    background:var(--soft); 
    border:1px dashed #dbe4ff; 
    padding:10px 12px; 
    border-radius:12px;
  }

  /* List wrapper */
  #faq .faqs{ 
    display:grid; 
    gap:10px; 
    margin-top:10px;
  }

  /* Each FAQ block */
  #faq details{
    background:var(--card);
    border:1px solid var(--stroke);
    border-radius:14px;
    overflow:hidden;
    transition: border-color .2s ease, box-shadow .2s ease, transform .2s ease;
    will-change: transform;
  }

  /* Hover lift only on desktop */
  @media (hover:hover) and (pointer:fine){
    #faq details:hover{
      transform: translateY(-2px);
      box-shadow: 0 12px 26px rgba(2,14,63,.08);
      border-color:#d9e2fb;
    }
  }

  #faq details[open]{
    border-color:#d7e3ff;
    box-shadow: 0 12px 26px rgba(2,14,63,.08);
  }

  /* Summary header */
  #faq summary{
    list-style:none; 
    cursor:pointer; 
    position:relative;
    padding: 14px 46px 14px 14px;
    font-weight: 800; 
    color:#0b1220;
    background: linear-gradient(180deg,#fff,#fbfcff);
    outline: none;
  }

  #faq summary::-webkit-details-marker{ display:none; }

  /* + / – bubble icon */
  #faq summary:after{
    content:"+"; 
    position:absolute; 
    right:12px; 
    top:50%; 
    transform:translateY(-50%);
    width:28px; 
    height:28px; 
    line-height:26px; 
    text-align:center;
    border-radius:999px; 
    border:1px solid #d7eaff;
    color:var(--fc-blue); 
    background:#eaf4ff; 
    font-weight:900; 
    font-size:16px;
    transition: transform .25s ease, background-color .25s ease;
  }

  #faq details[open] summary:after{
    content:"–";
    background:#eaf5e0; 
    border-color:#cfe6b0; 
    color:#2a4b00;
  }

  /* Body */
  #faq .answer{
    padding: 0 14px 14px 14px;
    color:#374151; 
    font-size: 14px; 
    line-height:1.6;
    animation: faqSlide .22s ease;
  }

  @keyframes faqSlide{
    from{ opacity:.2; transform: translateY(-4px); }
    to{ opacity:1; transform: translateY(0); }
  }

  /* Mobile */
  @media (max-width: 576.98px){
    #faq.fcCard{ padding: 12px; }
    #faq summary{ padding: 12px 44px 12px 12px; }
    #faq .answer{ padding: 0 12px 12px 12px; }
    html, body{ overflow-x: hidden !important; }
  }







    /* Scoped to #eligibility */
#eligibility{
  --fc-blue:#0102a2; --fc-green:#82a522; --ink:#0b1020; --muted:#64748b;
  --soft:#f6f8ff; --card:#ffffff; --stroke:#e6ecff;
  --radius:16px; --shadow:0 10px 24px rgba(1,2,162,.08);
}

/* Grid layout same as Benefits grid */
#eligibility .elig-grid{
  display:grid; gap:12px;
  grid-template-columns:1fr;
}
@media(min-width:768px){
  #eligibility .elig-grid{ grid-template-columns:1fr 1fr; }
}
@media(min-width:1200px){
  #eligibility .elig-grid{ grid-template-columns:1fr 1fr 1fr; }
}

/* Card */
#eligibility .elig-card{
  background:var(--card);
  border:1px solid var(--stroke);
  border-radius:var(--radius);
  padding:14px 14px 14px 48px;
  position:relative;
  transition:.2s ease;
}
#eligibility .elig-card:hover{
  transform:translateY(-2px);
  box-shadow:0 14px 30px rgba(1,2,162,.10);
  border-color:#d7e3ff;
}

/* Icon same style */
#eligibility .elig-card .ic{
  position:absolute; left:12px; top:14px;
  width:26px; height:26px; border-radius:50%;
  display:grid; place-items:center;
  background:#eaf4ff;
  border:1px solid #d7eaff;
  color:var(--fc-blue);
  font-size:14px;
}

/* Heading + text same typography */
#eligibility .elig-card h3{
  margin:0 0 4px; font-size:15px; color:var(--ink);
  font-weight:700;
}
#eligibility .elig-card p{
  margin:0; font-size:13px; line-height:1.5;
  color:var(--muted);
}

/* Note */
#benefits .note,
#eligibility .note{
  margin-top:12px; font-size:12px; color:var(--muted);
  background:var(--soft); border:1px dashed #dbe4ff;
  padding:10px 12px; border-radius:12px;
}


  /* Scope to #documents only */
  #documents{
    --fc-blue:#0102a2; --fc-green:#82a522; --ink:#0b1020; --muted:#64748b;
    --soft:#f6f8ff; --card:#ffffff; --stroke:#e6ecff; --radius:18px;
    --shadow:0 10px 24px rgba(1,2,162,.08);
  }

  /* Card shell (matches your fcCard look) */
  #documents.fcCard{
    border:1px solid var(--stroke);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 14px;
  }
  #documents .fcH{
    font-size: clamp(18px,2.6vw,22px);
    color: var(--fc-blue);
    margin: 4px 0 12px;
  }

  /* Responsive grid for document buckets */
  #documents .docGrid{
    display: grid;
    gap: 12px;
    grid-template-columns: 1fr;
  }
  @media (min-width:768px){  #documents .docGrid{ grid-template-columns: 1fr 1fr; } }
  @media (min-width:1200px){ #documents .docGrid{ grid-template-columns: 1fr 1fr 1fr; } }

  /* Each bucket card */
  #documents .docCard{
    background: var(--card);
    border:1px solid var(--stroke);
    border-radius: 16px;
    padding:14px 14px 14px 56px;
    position: relative;
    transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  }
  @media (hover:hover) and (pointer:fine){
    #documents .docCard:hover{
      transform: translateY(-2px);
      border-color:#d7e3ff;
      box-shadow: 0 14px 30px rgba(1,2,162,.10);
    }
  }

  /* Icon + title row */
  #documents .docHead{
    display:flex; align-items:center; gap:10px;
    margin-bottom:6px;
  }
  #documents .docIcon{
    position:absolute; left:14px; top:14px;
    width:28px; height:28px; border-radius:999px;
    display:grid; place-items:center; font-size:15px; font-weight:800;
    background:#eaf4ff; border:1px solid #d7eaff; color:var(--fc-blue);
  }
  #documents .docTitle{
    margin:0; font-size:15px; color:var(--ink); font-weight:800;
  }

  /* Lists */
  #documents .fcList{
    margin:6px 0 0; padding-left: 18px;
    color:#374151; font-size:13px; line-height:1.55;
  }
  #documents .fcList li + li{ margin-top:4px; }

  /* Note */
  #documents .note{
    margin-top:12px; font-size:12px; color:var(--muted);
    background:var(--soft); border:1px dashed #dbe4ff;
    padding:10px 12px; border-radius:12px;
  }

  /* Tight mobile padding + stability */
  @media (max-width:576.98px){
    #documents.fcCard{ padding:12px; }
    html, body{ overflow-x:hidden !important; }
  }






  /* Scoped to #benefits */
  #benefits{
    --fc-blue:#0102a2; --fc-green:#82a522; --ink:#0b1020; --muted:#64748b;
    --soft:#f6f8ff; --card:#ffffff; --stroke:#e6ecff; --radius:16px;
    --shadow:0 10px 24px rgba(1,2,162,.08);
  }
  
  /* Grid cards for benefits */
  #benefits .benefits-grid{
    display:grid; gap:12px;
    grid-template-columns: 1fr;
  }
  @media(min-width:768px){
    #benefits .benefits-grid{ grid-template-columns: 1fr 1fr; }
  }
  @media(min-width:1200px){
    #benefits .benefits-grid{ grid-template-columns: 1fr 1fr 1fr; }
  }

  #benefits .b-card{
    background:var(--card);
    border:1px solid var(--stroke);
    border-radius:var(--radius);
    padding:14px 14px 14px 48px;
    position:relative;
    transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
  }
  #benefits .b-card:hover{
    transform: translateY(-2px);
    box-shadow: 0 14px 30px rgba(1,2,162,.10);
    border-color:#d7e3ff;
  }
  #benefits .b-card .ic{
    position:absolute; left:12px; top:14px; width:24px; height:24px;
    border-radius:999px; display:grid; place-items:center; font-size:14px;
    background: #eaf4ff; color:var(--fc-blue); border:1px solid #d7eaff;
  }
  #benefits .b-card h3{
    margin:0 0 4px; font-size:15px; color:var(--ink); font-weight:700;
  }
  #benefits .b-card p{
    margin:0; font-size:13px; color:var(--muted); line-height:1.5;
  }

  /* Optional compact note row */
  #benefits .note{
    margin-top:12px; font-size:12px; color:var(--muted);
    background:var(--soft); border:1px dashed #dbe4ff; padding:10px 12px; border-radius:12px;
  }




  /* Scope to #apply */
  #apply{
    --fc-blue:#0102a2; --fc-green:#82a522; --ink:#0b1020; --muted:#64748b;
    --soft:#f6f8ff; --card:#ffffff; --stroke:#e6ecff; --shadow:0 10px 24px rgba(1,2,162,.08);
    --radius:18px;
  }



  /* Steps grid */
  #apply .steps{
    display:grid; gap:12px; margin-bottom:12px;
    grid-template-columns:1fr;
  }
  @media(min-width:768px){ #apply .steps{ grid-template-columns:1fr 1fr; } }
  @media(min-width:1200px){ #apply .steps{ grid-template-columns:1fr 1fr 1fr; } }

  #apply .step{
    background:var(--card);
    border:1px solid var(--stroke);
    border-radius:var(--radius);
    padding:14px 14px 14px 54px;
    position:relative; transition:transform .2s ease, box-shadow .2s ease, border-color .2s ease;
    min-height:86px;
  }
  #apply .step:hover{
    transform:translateY(-2px);
    box-shadow:0 14px 30px rgba(1,2,162,.10);
    border-color:#d7e3ff;
  }
  #apply .step .num{
    position:absolute; left:12px; top:14px; width:28px; height:28px;
    border-radius:999px; display:grid; place-items:center; font-weight:800;
    border:1px solid #d7eaff; background:#eaf4ff; color:var(--fc-blue);
  }
  #apply .step h3{
    margin:0 0 4px; font-size:15px; color:var(--ink);
  }
  #apply .step p{
    margin:0; font-size:13px; color:var(--muted); line-height:1.55;
  }
  #apply .step p em{ font-style:normal; color:var(--ink); font-weight:600; }

  /* Mini checklist */
  #apply .checklist{
    display:grid; gap:8px; margin:10px 0 14px;
    grid-template-columns:1fr;
  }
  @media(min-width:768px){ #apply .checklist{ grid-template-columns:1fr 1fr; } }
  #apply .chip{
    display:flex; align-items:center; gap:8px;
    background:#f6f9ff; border:1px solid #e3ecff; color:#0b3ea8;
    padding:8px 10px; border-radius:12px; font-size:13px;
  }
  #apply .chip .tick{
    width:18px; height:18px; border-radius:50%; display:grid; place-items:center;
    background:#eaf4ff; border:1px solid #d7eaff; font-size:12px; font-weight:800;
  }

  /* CTA row + note */
  #apply .cta{
    display:flex; flex-wrap:wrap; gap:10px; align-items:center; justify-content:flex-start;
    margin-top:8px;
  }
  #apply .btn-primary{
    background:linear-gradient(90deg, var(--fc-blue), #2f86ff);
    color:#fff; border:none; border-radius:999px; padding:10px 16px; font-weight:700;
  }
  #apply .btn-secondary{
    background:#eef6ff; color:#0b3ea8; border:1px solid #d7eaff;
    border-radius:999px; padding:10px 14px; font-weight:700;
  }
  #apply .note{
    margin-top:10px; font-size:12px; color:var(--muted);
    background:var(--soft); border:1px dashed #dbe4ff; padding:10px 12px; border-radius:12px;
  }